American Express · personal · american express
American Express Gold Card
The nerd's pick for foodies: 4x at restaurants AND U.S. supermarkets is the best everyday-points combo going, and the dining/Uber/Resy credits mostly cover the $325 if you'd spend there anyway. Death by $10 monthly credits, though — set reminders.
Current public offer
Up to 100,000 Membership Rewards points after $8,000 spend in 6 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $325
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 4x restaurants worldwide (to $50k/yr, then 1x)
- 4x U.S. supermarkets (to $25k/yr, then 1x)
- 3x flights booked direct/AmexTravel; 5x prepaid hotels via AmexTravel
- 1x everything else
Transfer partners
Delta · British Airways · ANA · Air Canada · Flying Blue · Emirates · Hawaiian · JetBlue · Singapore · Virgin Atlantic · Hilton · Marriott · Choice
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.