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American Express · business · american express

Blue Business Cash

The cash-back twin of Blue Business Plus — flat 2% to $50k/yr, no fee, 0% intro APR. Pick this over the Plus only if you want simple statement-credit cash instead of transferable points.

Current public offer

$250 statement credit after $3,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Intro APR: 0% for 12 months on purchases
  • Suggested credit: Good / Excellent (690+)

Earning

  • 2% cash back on everything (to $50k/yr, then 1%)

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.