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American Express · business · american express

Blue Business Plus

The nerd's no-fee business default: a flat 2x Membership Rewards on everything up to $50k/yr, plus 0% intro APR. Nothing flashy — just the simplest way to rack up transferable points. Watch the 2.7% foreign fee.

Current public offer

15,000 Membership Rewards points after $3,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Intro APR: 0% for 12 months on purchases
  • Suggested credit: Good / Excellent (690+)

Earning

  • 2x Membership Rewards on everything (to $50k/yr, then 1x)

Transfer partners

Delta · British Airways · ANA · Air Canada · Flying Blue · Emirates · Hawaiian · JetBlue · Singapore · Virgin Atlantic · Hilton · Marriott · Choice

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.