American Express · business · american express
Business Platinum Card
The $895 business flagship — the same lounge empire as the personal Platinum plus fat business credits (Dell, Indeed, wireless). A lounge-and-credits machine that only pays off if your business actually burns them.
Current public offer
Up to 300,000 Membership Rewards points after $20,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $895 (Increased from $695 in the 2025 refresh)
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 5x flights & prepaid hotels via AmexTravel
- 2x on purchases $5k+ and select business categories (to $2M/yr); 1x everything else
Transfer partners
Delta · British Airways · ANA · Air Canada · Flying Blue · Emirates · Hawaiian · JetBlue · Singapore · Virgin Atlantic · Hilton · Marriott · Choice
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.