American Express · business · american express
Graphite Business Cash Unlimited
Amex's newer flat-rate business cash card — unlimited 2% plus a hefty $1,500 welcome bonus, but the $295 fee means you need serious spend to beat a no-fee 2% card. For high-spending businesses that want simple cash, not points.
Current public offer
$1,500 cash back after $50,000 spend in 6 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $295
- Suggested credit: Good / Excellent (690+)
Earning
- 2% unlimited cash back on eligible purchases
- 5% on flights & prepaid hotels via Amex Travel
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.