American Express · personal · american express
Schwab Investor Card
A no-fee flat 1.5% cash-back card that auto-deposits rewards straight into your Schwab account — simple and hands-off for Schwab investors. Not a Membership Rewards card, and with a 2.7% foreign fee and modest rate it's a convenience play, not a rewards powerhouse.
Current public offer
$300 statement credit (offer ends 7/8/26) after $1,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0 (Requires an eligible Schwab brokerage account)
- Intro APR: 0% for 6 months on purchases
- Suggested credit: Good / Excellent (690+)
Earning
- 1.5% cash back auto-deposited into a linked Schwab brokerage or IRA account
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.