Bank of America · personal · visa
Customized Cash Rewards Secured
Full Customized Cash earning — including the first-year 3% bonus — on a secured card with a $200–$5,000 refundable deposit. BoA reviews accounts periodically to return the deposit. No SUB and no intro APR, but real rewards while rebuilding.
Current public offer
No current offer on record — verify with the issuer.
Fees & fine print
- Annual fee: $0
Earning
- 3% in your choice category (gas/EV, online shopping incl. streaming, dining, travel, drug stores, or home improvement) + extra 3% first-year bonus (6% total year one); $2,500/quarter combined cap with grocery
- 2% at grocery stores and wholesale clubs (shares the $2,500/quarter cap)
- 1x other
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.