Bank of America · personal · mastercard
Norwegian Cruise Line World Mastercard
No-fee cruise card for Norwegian loyalists — modest bonus, modest earn, but unlike the Royal ONE cards the WorldPoints can also redeem for cash and gift cards, not just cruises.
Current public offer
20,000 bonus points — enough for $200 onboard credit or off a Norwegian cruise after $1,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Suggested credit: Good / Excellent
- No foreign transaction fee ✓
Earning
- 3X WorldPoints on Norwegian purchases; 2X eligible air and hotel
- 1x other
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.