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Bank of America · business · mastercard

Platinum Plus Mastercard Business

No rewards by design — this is BoA's low-APR business card for carrying an occasional balance, sweetened by a $300 statement credit. If you never carry a balance, one of the Business Advantage rewards cards is strictly better.

Current public offer

$300 online statement credit after $3,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Intro APR: 0% intro APR on purchases (billing-cycle count not shown on page)
  • Suggested credit: Good / Excellent

Earning

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.