Bank of America · personal · visa
Premium Rewards
At $95 with up to $200 in credits, this card can be fee-negative before you earn a point. With BofA Platinum Honors the 1.5X base becomes an effective 2.6%+ on everything — the strongest everyday earn in the country for BofA loyalists. Fixed-value points only.
Current public offer
60,000 online bonus points (a $600 value) — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $95
- Suggested credit: Good / Excellent
- No foreign transaction fee ✓
Earning
- 2X travel and dining
- 2x dining
- 1.5x other
Statement credits
- combined airline incidental + TSA PreCheck/Global Entry statement credits — $200 / year
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.