Bank of America · personal · visa
Premium Rewards Elite
BoA's answer to the premium tier: $570 in credits against a $550 fee, lounge access, and the same earn rates as the $95 Premium Rewards. The math works if you'll actually use the airline-incidental and lifestyle credits; the earn structure alone doesn't justify the jump.
Current public offer
75,000 online bonus points (a $750 value) — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $550
- Suggested credit: Good / Excellent
- No foreign transaction fee ✓
Earning
- 2X travel and dining
- 2x dining
- 1.5x other
Statement credits
- combined airline incidental, TSA PreCheck/Global Entry and lifestyle statement credits — $570 / year
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.