Bank of America · personal · visa
Royal ONE Plus Visa Signature
The bigger-bonus sibling for frequent Royal Caribbean cruisers: $700 of cruise value for a $99 fee and $3,000 spend, plus broader 2X categories. Same catch — rewards only spend on cruises.
Current public offer
70,000 bonus points — a $700 value in onboard credit or cruise discounts after $3,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $99
- Suggested credit: Good / Excellent
- No foreign transaction fee ✓
Earning
- 4X on Royal Caribbean, Celebrity and Silversea; 2X airline and hotel
- 2X dining, grocery, gas and EV charging
- 1x other
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.