Bank of America · personal · visa
Royal ONE Visa Signature
Only worth it if you cruise Royal Caribbean's brands: points redeem into onboard credit and cruise discounts, not cash. As cruise cards go, $450 back on a $2,000 spend with no fee is a solid deal — just know the points are locked to the ship.
Current public offer
45,000 bonus points — a $450 value in onboard credit or cruise discounts after $2,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Suggested credit: Good / Excellent
- No foreign transaction fee ✓
Earning
- 3X on eligible Royal Caribbean, Celebrity Cruises and Silversea purchases
- 2X grocery, gas and EV charging
- 1x other
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.