Bank of America · personal · visa
Unlimited Cash Rewards for Students
Flat 1.5% (2% in year one) with a $200 bonus on $1,000 spend — a no-thought first card for a student who wants one card that just works.
Current public offer
$200 online cash rewards bonus after $1,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Intro APR: 0% for 15 billing cycles on purchases and balance transfers (BT within 60 days; 3% intro BT fee first 60 days, then 5%)
- Suggested credit: Good / Excellent
Earning
- 1.5% on everything (2% for the first year from account opening)
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.