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Bank of America · personal · visa

Unlimited Cash Rewards Secured

Flat 1.5% (2% year one) while you build credit with a $200–$5,000 deposit. Simple, no fee, and BoA may return the deposit after periodic review.

Current public offer

No current offer on record — verify with the issuer.

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0

Earning

  • 1.5% on everything (first-year 0.5% bonus makes it 2% in year one)

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.