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Barclays · personal · mastercard

RCI Elite Rewards

A timeshare-exchange card earning RCI rewards — deeply niche. No annual fee, but the points only matter if you're already in the RCI ecosystem.

Current public offer

5,000 bonus rewards after your first purchase — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Good (660+)

Earning

  • 2x on eligible travel
  • 5x on eligible RCI purchases; 1x everything else

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.