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Barclays · personal · mastercard

Upromise

A no-fee card that funnels cash back into a 529 college-savings plan — up to ~1.5% when linked. Niche, but genuinely handy for parents saving for college.

Current public offer

$100 bonus cash back after spending $500 in the first 90 days after $500 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Good (660+)

Earning

  • 1.529% cash back when linked to an eligible 529 college-savings plan (else 1.25%)

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.