Bilt · personal · mastercard
Bilt Blue Card
The only no-fee card that earns points on rent without a transaction fee — that alone makes it the default for renters. Everyday earn is a thin 1X, so pair it with a stronger card for regular spend; the partner-restaurant 4X and portal rates sweeten it if you live inside Bilt's ecosystem.
Current public offer
$100 of Bilt Cash — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- Up to 1.25X points on rent and mortgage (no transaction fees on housing payments) — or choose 4% back in Bilt Cash on everyday spend instead
- Up to 4X at 20,000+ Bilt partner restaurants
- 3X hotels and 2X flights booked on the Bilt Travel Portal; 3X Lyft after linking accounts
- 1x other
Transfer partners
Alaska & Hawaiian (Atmos) · Japan Airlines · British Airways · Aer Lingus · Iberia · Etihad · Virgin Red · Avianca · Qatar · Southwest · TAP Air Portugal · United · Turkish · Emirates · Cathay Pacific · Air France-KLM (Flying Blue) · Air Canada · Hyatt · I Prefer · Hilton · Accor · Marriott · IHG · Wyndham
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.