refernerd
Ask the Nerd

Capital One · personal · mastercard

BJ's One+ Mastercard

The upgraded BJ's card — 5% in-club and a flat 2% everywhere else with no fee, which is genuinely competitive as an everyday card for BJ's members.

Current public offer

No current offer on record — verify with the issuer.

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Good / Excellent (690+)
  • No foreign transaction fee ✓

Earning

  • 5% back at BJ's; 2% everywhere else; 15¢/gal off at BJ's Gas

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.