Capital One · personal · discover
Discover it Cash Back
A no-fee rotating-5% card whose real magic is the first-year Cashback Match — it effectively doubles year-one rewards. Great if you'll activate categories each quarter; now part of Capital One's lineup post-acquisition.
Current public offer
Cashback Match — Discover matches all cash back earned in your first year — as of 2026-07-01
Fees & fine print
- Annual fee: $0
- Intro APR: 0% for 15 months on purchases and balance transfers
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 5% cash back on rotating quarterly categories (activation, cap applies); 1% everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.