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Capital One · personal · mastercard

Platinum

A no-frills, no-fee credit-builder — no rewards at all, just a clean way to establish history for fair credit. A tool, not a keeper.

Current public offer

No current offer on record — verify with the issuer.

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Average (580+)
  • No foreign transaction fee ✓

Earning

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.