Capital One · personal · mastercard
Quicksilver Rewards
A clean no-fee flat 1.5% with a low spend threshold for its bonus and a 0% intro window. Nothing fancy — a solid everyday cash-back keeper for people who don't want to think about categories.
Current public offer
$200 cash bonus after $500 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Intro APR: 0% for 15 months on purchases and balance transfers
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 1.5% cash back on every purchase
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.