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Capital One · personal · mastercard

REI Co-op Mastercard

For committed REI co-op members: 5% back at REI plus a decent 1.5% elsewhere, no fee. If the outdoors is your thing and you shop REI, it earns its keep; otherwise a flat 2% card wins.

Current public offer

No current offer on record — verify with the issuer.

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Good / Excellent (690+)
  • No foreign transaction fee ✓

Earning

  • 5% back in rewards on REI purchases; 1.5% everywhere else

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.