Capital One · personal · mastercard
Savor Rewards
The nerd's favorite no-fee foodie card: 3% on dining, entertainment, AND groceries with no annual fee is hard to beat. Just note groceries exclude Walmart/Target-type superstores.
Current public offer
$250 cash bonus (limited-time) after $500 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Intro APR: 0% for 12 months on purchases and balance transfers
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 3% at grocery stores (excludes superstores like Walmart/Target)
- 3% on dining & entertainment
- 1% everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.