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Capital One · personal · mastercard

Savor Rewards for Students

A student card that actually earns real rewards — 3% dining/entertainment/grocery, no fee. One of the best starter cards for students who want more than a token 1%.

Current public offer

$100 cash bonus (limited-time) after $300 spend in 3 months — as of 2026-07-01

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Average (580+)
  • No foreign transaction fee ✓

Earning

  • 3% at grocery stores (excl. superstores)
  • 3% dining & entertainment
  • 1% everything else

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.