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Capital One · business · visa

Spark 1% Classic

A build-credit business card — flat 1% and no fee, aimed at fair-credit business owners. A starter for establishing business credit, not a rewards play.

Current public offer

No current offer on record — verify with the issuer.

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Average (580+)
  • No foreign transaction fee ✓

Earning

  • 1% cash back on every purchase

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.