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Capital One · personal · visa

Venture X Rewards

The nerd's value-premium pick: at $395 the $300 travel credit + 10k anniversary miles nearly refund the fee before you count the lounges. The catch — the $300 credit only works through Capital One Travel. A keeper if you travel even a little.

Current public offer

75,000 bonus miles after $4,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $395
  • Suggested credit: Excellent (720+)
  • No foreign transaction fee ✓

Earning

  • 5X flights & 10X hotels/rental cars via Capital One Travel
  • 2X miles on everything else

Transfer partners

Air Canada · Avianca · British Airways · Emirates · Flying Blue · Qantas · Singapore · Turkish · Virgin Red · Choice · Wyndham

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.