Chase · personal · visa
Chase Sapphire Reserve
A $795 luxury card that only pencils out if you actually burn the credits. Between travel, dining, hotel, and streaming credits it's a stuffed coupon book — total up what you'll really redeem before the fee stops feeling like a subscription.
Current public offer
100,000 bonus points after $6,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $795
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 3x Dining
- 8x Chase Travel, 4x flights & hotels booked direct
- 1x everything else
Transfer partners
United · Southwest · JetBlue · British Airways · Air Canada · Flying Blue · Emirates · Singapore · Virgin Atlantic · Hyatt · Marriott · IHG
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.