Chase · personal · visa
IHG One Rewards Premier
One of the best free-night deals going: a fourth reward night free plus an anniversary night (up to 40k) that routinely beats the $99 fee on their own. A strong hold for any IHG guest.
Current public offer
140,000 bonus points after $3,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $99
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 5x travel, dining & gas
- 5x travel, dining & gas
- 10x IHG, 3x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.