Chase · personal · visa
IHG One Rewards Traveler
No-fee IHG card with a fourth-night-free perk on point stays — a solid low-commitment option, though the Premier's free night usually wins if you stay more than once a year.
Current public offer
80,000 bonus points after $2,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 3x dining, utilities, streaming & gas
- up to 5x IHG, 2x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.