refernerd

Chase · business · visa

Ink Business Preferred

The nerd's business points workhorse: 3x on travel, shipping, ads, and telecom up to $150k, cell-phone protection, and a routinely huge sign-up bonus for just $95. Hard to beat.

Current public offer

100,000 bonus points after $8,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $95
  • Suggested credit: Good / Excellent (690+)
  • No foreign transaction fee ✓

Earning

  • 3x travel (combined $150k/yr cap)
  • 3x shipping, advertising & telecom (combined cap), 1x everything else

Transfer partners

United · Southwest · JetBlue · British Airways · Air Canada · Flying Blue · Emirates · Singapore · Virgin Atlantic · Hyatt · Marriott · IHG

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.