Chase · personal · mastercard
Instacart Mastercard
5% back on Instacart (capped at $6k/yr) with no fee — a tidy keeper for regular grocery-delivery users, forgettable for everyone else.
Current public offer
$50 Instacart credit upon approval — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $0
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 2% Restaurants
- 5% Chase Travel
- 5% Instacart (first $6,000/yr, then 1%)
- 2% gas & streaming, 1% everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.