Chase · personal · visa
Southwest Rapid Rewards Plus
Cheapest way into Southwest's free-checked-bag club, but the real prize is the Companion Pass boost these points chip toward. Only worth it if you actually fly Southwest.
Current public offer
80,000 bonus points after $1,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $99
- Suggested credit: Good / Excellent (690+)
Earning
- 2x Southwest
- 2x gas & grocery (first $5,000/yr)
- 2x Lyft, 1x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.