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Chase · business · visa

United Club Business

$695 business card centered on United Club membership and heavy annual credits. Justifiable only if lounge access is something your travel already demands.

Current public offer

Up to 110,000 bonus miles + 2,000 PQP after $5,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $695
  • Suggested credit: Excellent (720+)
  • No foreign transaction fee ✓

Earning

  • 8x United flights, 2x other United, 5x prepaid hotels
  • 1.5x everything else

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.