Chase · personal · visa
United Club Infinite
$695 buys a full United Club membership plus two free checked bags — worth it only if lounge access alone is something you'd otherwise pay hundreds for. Frequent United flyers only.
Current public offer
Up to 90,000 bonus miles after $5,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $695
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 2x Dining
- 11x United flights, 5x other United, 5x hotels, 2x other travel
- 1x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.