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Chase · personal · visa

United Gateway

United's no-fee entry card: miles and a foot in the ecosystem, but no checked bag or lounge perks. A reasonable no-cost keeper, not a heavy hitter.

Current public offer

Up to 40,000 bonus miles after $1,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Intro APR: 0% for 12 months on purchases
  • Suggested credit: Good / Excellent (690+)
  • No foreign transaction fee ✓

Earning

  • 5x United flights, 2x other United, 2x transit
  • 2x gas, 1x everything else

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.