Chase · personal · visa
World of Hyatt
The nerd's favorite hotel card for value: an annual Category 1-4 free night that often exceeds the $95 fee, plus a path to Hyatt elite status. A keeper if you touch Hyatt at all.
Current public offer
Up to 60,000 points after $3,000 spend in 3 months — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $95
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 2x Dining
- 2x airfare & transit
- up to 9x Hyatt, 2x fitness, 1x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.