Citi · personal · mastercard
Citi / AAdvantage Executive
$595 buys a full Admirals Club membership plus 4x on American — justifiable only if lounge access is something you'd otherwise pay hundreds for. Frequent AA flyers only.
Current public offer
70,000 AAdvantage bonus miles after qualifying purchases — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $595
- Suggested credit: Excellent (720+)
- No foreign transaction fee ✓
Earning
- 4x eligible American Airlines (5x after $150k/yr); 10x AAdvantage Hotels & Cars
- 1x everything else
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.