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Citi · personal · mastercard

Citi Secured Mastercard

A no-frills secured card for building or rebuilding credit — no rewards, no annual fee, and it reports to all three bureaus. Scaffolding for your score, then graduate to a rewards card.

Current public offer

No current offer on record — verify with the issuer.

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Good (660+)

Earning

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.