Citi · personal · mastercard
Citi Strata Premier
The nerd's value pick at Citi: broad 3x on travel, dining, groceries, AND gas for just $95, plus transferable points. One of the best mid-tier travel cards going if you value Citi's transfer partners.
Current public offer
60,000 bonus ThankYou points after qualifying purchases — as of 2026-07-01 · source
Fees & fine print
- Annual fee: $95
- Suggested credit: Good / Excellent (690+)
- No foreign transaction fee ✓
Earning
- 3x restaurants
- 3x air travel & hotels; 10x hotels, cars & attractions via Citi Travel
- 3x supermarkets
- 3x gas & EV; 1x everything else
Transfer partners
JetBlue · Avianca · Flying Blue · Emirates · Singapore · Turkish · Virgin Atlantic · Choice · Wyndham
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.