refernerd
Ask the Nerd

Citi · personal · visa

My Best Buy

A store card for Best Buy regulars — 5% back or deferred financing on electronics. Worth it only if you buy a lot at Best Buy; the rewards don't leave the store.

Current public offer

No current offer on record — verify with the issuer.

Fees & fine print

  • Annual fee: $0 ($0–$59 based on creditworthiness)
  • Suggested credit: Fair / Good (660+)

Earning

  • 5% back in rewards at Best Buy; flexible financing

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.