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Ask the Nerd

Citi · personal · mastercard

Wayfair

A Wayfair store card — up to 5% back and financing on furniture orders. Worth it only around a big Wayfair purchase.

Current public offer

$40 off your first qualifying order of $250+ after $250 spend — as of 2026-07-01

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Fair / Good (660+)

Earning

  • Up to 5% back at Wayfair

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.