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U.S. Bank · business · visa

U.S. Bank Business Altitude Power

A flat 2X-on-everything business card with a 75k-point bonus (~$750, fixed-value) — but the $10k spend is steep, and at $195/yr the flat 2X alone never beats a no-fee 2% card. The fee case rests on the 2.5X mobile-wallet earn (at most ~$100/yr extra), 6X Travel Center bookings, and Priority Pass.

Current public offer

75,000 bonus points after $10,000 spend in 4 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $195 ($195 for Account Owners, $0 for authorized employee cards)
  • Suggested credit: Good / Excellent
  • No foreign transaction fee ✓

Earning

  • 2X on all purchases, no caps
  • 2.5X on mobile wallet and virtual card purchases, first $5,000/quarter combined
  • 6X on prepaid hotels and car rentals booked in the Travel Center

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.