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U.S. Bank · business · visa

U.S. Bank Business Leverage Visa Signature

The 'don't think about categories' business card — it watches your spending and gives 2X wherever you actually spend most each month. Clever, but after year one the $95 fee means a flat 2X card (Business Altitude Power) may be better math. Points expire after 5 years.

Current public offer

60,000 bonus points after $6,000 spend in 4 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $95 ($0 intro first year, then $95; free employee cards)
  • Suggested credit: Good / Excellent
  • No foreign transaction fee ✓

Earning

  • 2X in your top two spending categories each month, adjusted automatically
  • 5X on prepaid hotels and car rentals booked in the Travel Center
  • 1x other

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.