U.S. Bank · personal · visa
U.S. Bank Shield Visa
Not really a rewards card — it's one of the longest 0% intro windows on the market (21 billing cycles on purchases AND balance transfers). Get it to finance a big purchase or park a balance; the 4% only applies to Travel Center bookings. Up to $600 cell-phone protection is a nice rider.
Current public offer
No current offer on record — verify with the issuer.
Fees & fine print
- Annual fee: $0
- Intro APR: 0% for 21 billing cycles on purchases and balance transfers (BT within 60 days, 5% fee)
- Suggested credit: Good / Excellent
Earning
- 4% cash back on prepaid air, hotel and car booked in the U.S. Bank Travel Center
Statement credits
- statement credit after 11 consecutive months of purchases — $20 / year
Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.