refernerd

Wells Fargo · personal · mastercard

One Key

Strong earn rates (3% on gas, grocery, dining AND the Expedia family, 1.5% base) with one big string attached: everything pays out in OneKeyCash, spendable only on Expedia, Hotels.com and Vrbo. Great if you book there anyway; a trap if you don't.

Current public offer

$250 in OneKeyCash after $1,000 spend in 3 months — as of 2026-07-01 · source

Apply directly (no member link yet)

Fees & fine print

  • Annual fee: $0
  • Suggested credit: Good / Excellent
  • No foreign transaction fee ✓

Earning

  • 3% in OneKeyCash on Expedia, Hotels.com and Vrbo
  • 3% gas stations, grocery stores and dining
  • 3x grocery
  • 3x dining
  • 1.5x other

Informational only — not financial advice. Offers change; verify all terms with the issuer before applying.