FAQ
How do I get a referral link?
Find your card (via Ask the Nerd, the card directory, or a friend's share page) and press Request. A community member's link is emailed to you — usually the same public bonus, but a real person gets the referral credit instead of an ad network.
Why do I have to sign in to request a link?
The link arrives by email, so we need a verified address — and sign-in keeps bots from farming members' links. Browsing, the chat, and card pages need no account.
Why don't you just show the links on the page?
Referral URLs and codes are never rendered publicly. That protects members from having their codes scraped and abused, and keeps every delivery counted honestly.
Whose link do I get?
On a friend's share page: that friend's. On a card page: a random active member's — fair rotation, no favorites.
How do I know the info is current?
Every offer shows an as-of date. Links are machine-checked daily (the ✓ verified date), and the top cards' public offers are re-checked against issuer pages weekly, with a human approving every change.
What if nobody has a link for my card?
The card page shows the issuer's own apply link so you're never stuck, plus a "notify me" button — we'll email you (at most weekly) once a member adds one.
How do I share my own links?
Create an account, paste your referral URLs on the dashboard, and share your page. Requests are delivered for you — requesters' emails are never shown to you, and your links are never shown to them.
What happens if I stop visiting?
After about three months away we email you a one-week heads-up, then pause your links so nobody requests a link that's gone quiet. Signing in reactivates everything instantly.
Is this financial advice?
No. Everything here is informational. Card terms change constantly — always verify with the issuer before applying.
More on our approach: how this site stays honest.